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Evaluating PSD2’s Impact and Potential for Improvement in 2023

The Revised Payment Service Directive (PSD2) was introduced by the Council of the European Union in 2015 to drive innovation and adapt banking services to new technologies. Ever since its launch and especially after its major update in 2019, experts have been closely monitoring the directive’s performance.

5 min
Global

Real-Time Payment Fraud & APP Scams Are on the Rise: How to Tackle This Issue?

In the fast-paced world of digital transactions, real-time payment fraud has become a pressing global issue. What’s more, scams and dishonest activity are getting more and more sophisticated each year, impacting even the most cautious individuals and organizations worldwide.

6 min
Global

Exploring the Payment Preferences & Trends in LATAM’s Thriving Gaming Market

The gaming industry has experienced explosive growth worldwide, captivating audiences of all ages and backgrounds, with the Latin American region being one of the most prominent examples. In this article, we delve into the peculiarities of this flourishing market and shed light on the payment preferences and habits of its gaming enthusiasts.

5 min
Global

Amazon’s Annual Report Overview: 3 Key Drivers of the Company’s Growth in 2022

In today’s rapidly evolving digital landscape, few companies have had a more profound impact than Amazon. While it is mainly known as a global eСommerce giant, Amazon’s influence extends far beyond online shopping, reaching into such sectors as cloud computing, video streaming, and smart home devices.

5 min
Global

Will Mastercard’s New Open Banking Initiatives Boost Financial Inclusion in Europe?

While the EU is home to many developed economies, there are still significant disparities in access to financial services across member states. In fact, a considerable portion of the population is facing barriers to such basic financial services as bank accounts, credit, and insurance. Fortunately, the current landscape is set to transform as the concept of open banking gains momentum.

5 min
Global

A Comparison Guide to the Fintech Landscapes of Belgium, Spain & Japan

We live in a time when the fintech sphere is evolving at an unprecedented pace, powered by technological progress and growing interoperability between businesses, financial institutions, and digital platforms. In this ever-changing environment, countries like Belgium, Spain, and Japan have emerged as key players, each with its own distinctive fintech landscape and approach to innovation.

8 min
Global

The Role of RTP & BNPL Services Amidst the UAE’s eCommerce Boom

The United Arab Emirates (UAE) has experienced a remarkable surge in eCommerce in recent years, driven by factors like technological advancements, changing consumer behavior, and a thriving digital infrastructure. As online shopping continues to dominate the country’s retail landscape, local payment trends are also evolving to keep pace with the industry shifts.

7 min
Global

How Can FIs Fulfill Changing Consumer Needs Through Modernization?

In today’s fast-paced and digitally-driven world, consumers’ expectations are evolving at an unprecedented rate across a variety of spheres. Even financial institutions (FIs) face the pressing challenge of matching the shifting needs of their clients to remain competitive in the market as technology continues to advance.

5 min
Global

Are Unified Payments Interface (UPI) Transactions Taking Over India’s Retail Space?

In recent years, India has witnessed a revolutionary shift in the way financial transactions are conducted, particularly within the retail sector. This is largely attributed to the advent of the Unified Payments Interface (UPI), which is a convenient and secure real-time payment system used by both consumers and businesses.

6 min
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