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Sustainable Payment Solutions: 2025 Trends

As the impact of climate change becomes more and more pronounced, finding sustainable payment solutions for the future has become a marked point of interest in the financial sector. In fact, Environmental, Social, and Governance (ESG) factors have been driving forces behind technological development in recent times. The role of ESG in payments is important, as an ever-greater number of consumers are seeking out low-impact, environment-friendly payment options.

11 min
Global

Cross-Border Payments in 2024: Navigating the Complexities of Global Transactions

In our increasingly globalised world, cross-border payments — transactions where the sender and the recipient are based in different countries — have become more and more important. Indeed, cross-border payments are essential to the world’s economy, having made it quicker and easier than ever before to move funds between countries.

5 min
Global

How FinTech Is Reshaping the Financial Landscape in Developing Economies

According to the International Monetary Fund (IMF), 152 nations around the globe can be classified as developing countries. With a collective population of almost 6.9 billion, this means that less than 12% of the global population exists within a developed economy. In other words, there is still plenty of room for improvement.

5 min
Global

New Payment Methods for Smart Cities

In 1994, Amsterdam launched an initiative entitled De Digital Stad — The Digital City. Unfortunately, this programme was discontinued in 2004. Even so, it is widely hailed as the beginning of smart cities as we know them today.

9 min
Global

Key Forces Shaping the Modern African eCommerce Ecosystem

The African continent is home to a distinct eCommerce ecosystem that is extremely dynamic, diverse, and forward-looking. It is also an environment that is continuously evolving in response to various internal and external influences, which creates both opportunities and bottlenecks for its key players.

4 min
Global

How Can Fintech Partnerships Boost Long-Term eCommerce Resilience?

Throughout the years, we have witnessed the growing popularity of eCommerce around the world, all despite economic fluctuations and global uncertainties. This trend affirms resilience as one of the sector’s key characteristics and presents plenty of opportunities to enhance it further through strategic collaborations.

4 min
Global

A Deep Dive into the Evolution of Payment Cards

The financial landscape is evolving rapidly, with novel digital payment methods emerging continuously and cash use declining fast. Yet, even among these major shifts, debit and credit cards managed to keep their position at center stage. In fact, in 2022, global card networks facilitated a staggering 624 billion transactions, representing a 7.5% increase from 2021.

4 min
Global

Asian Central Banks & India’s UPI Unite for Cross-Border Payments

India’s United Payment Interface (UPI) is set to connect with the central banks of four forward-looking Asian countries to create an instant cross-border retail payments platform. This initiative is executed under the guidance of the Bank of International Settlements (BIS) as part of Project Nexus - a set of efforts for enhancing cross-border payments.

3 min
Global

Central Bank Digital Currencies (CBDCs): Prospects for Europe

Since the nineties, central banks have been exploring the possibilities of digital currency, beginning with Finland’s Avant e-money card, launched in 1993. This invention didn’t make it far past the beginning of the new millennium, but many today still view it as the first central bank digital currency (CBDC), even if it wasn’t described as such at the time.

5 min
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