What is a hosted payment page?

A hosted payment page is a secure, PCI DSS compliant checkout form hosted by a payment provider. It handles card data capture, encryption, and transaction routing so merchants never touch sensitive payment data directly. Payneteasy's hosted payment page adds intelligent routing — it automatically displays only the payment methods available in the customer's region.

How does geo-based payment method routing work?

When a customer opens the checkout page, Payneteasy identifies their location and cross-references it with the merchant's active payment routing configuration. Only payment methods available in that specific region are displayed — for example, a customer in Germany sees SEPA and Giropay alongside cards, while a customer in Brazil sees PIX and Boleto. This reduces confusion and increases conversion rates.

Can I fully brand the payment page with my own design?

Yes. Payneteasy Smart Checkout is fully white-label. You control the logo, colors, fonts, and layout. The checkout form appears as a seamless part of your website or app — customers never see the Payneteasy brand. This works for both embedded and redirect-based integrations.

What payment methods does Smart Checkout support?

Smart Checkout supports 1000+ payment methods across 200+ countries: international and local card brands (Visa, Mastercard, UnionPay, Elo, etc.), alternative payment methods (SEPA, iDEAL, PIX, UPI, GCash, M-Pesa, and hundreds more), digital wallets, cryptocurrency payments, bank transfers and wire payments. New methods are added continuously through the orchestration platform.

How is Smart Checkout different from Stripe Checkout or Adyen Drop-in?

Unlike Stripe or Adyen, Payneteasy is PSP-agnostic. Smart Checkout aggregates payment methods from ALL your connected payment providers — not just one. If you work with 5 different PSPs for different regions, Smart Checkout unifies them into a single branded form. This is payment orchestration at the checkout level: one form, multiple providers, intelligent routing.

Does Smart Checkout improve conversion rates?

Yes. By showing only locally relevant payment methods, Smart Checkout reduces cart abandonment caused by missing preferred payment options. Merchants typically see a 15-25% increase in conversion rates in markets where local APMs are enabled, compared to offering only card payments.

Smart Checkout:
Adaptive Hosted Payment Page

Name: Payneteasy Smart Checkout
Brand: Payneteasy
Availability: InStock

One payment form that aggregates methods from all your PSPs. Customers see only options available in their region — cards, APMs, or crypto — fully branded as yours.

Smart Checkout payment form mockup with credit card, bank transfer and crypto options

One checkout form.
Every payment method that matters.

1000+

Payment
Methods

200+

Countries
Supported

99.95%

Uptime

Geo-Smart
Method Display

Full White-Label Branding

PSP-Agnostic Orchestration

How Geo-Smart Payment
Routing Works

Customer opens checkout

When a buyer reaches your payment page, Smart Checkout detects their location and device attributes in real time.

Routing engine filters methods

The system cross-references the customer's geo with your active payment routing configuration — only methods available in that region, currency, and channel are selected.

Adaptive form renders

The checkout form displays a curated set of payment options: international cards, local APMs (PIX, iDEAL, UPI, M-Pesa), digital wallets, crypto, or bank transfers — whatever is relevant for that specific customer.

Geo-smart payment routing diagram — Smart Checkout connects to Card, SEPA, UPI, M-Pesa, PIX, Wallets

Why PSP-agnostic Checkout
Changes Everything

Unlike single-provider checkouts (Stripe, Adyen, Checkout.com), Smart Checkout aggregates methods from ALL your connected payment service providers into one unified form.

Payneteasy Smart Checkout

One form aggregates methods from every PSP you work with.

1000+ methods from all connected providers, unified
Single API integration covers all current and future PSPs
One adaptive form for every market worldwide
Automatic failover: if PSP A declines, route to PSP B

Payneteasy Smart Checkout aggregates Stripe, Adyen, PayU, Flutterwave, Checkout.com

Local Payment Methods
for Global Reach

Smart Checkout dynamically adapts to each market. When a customer from the Netherlands opens your checkout, they see iDEAL. A customer in India sees UPI. A customer in Brazil sees PIX. All without you writing a single line of code per region.

World map highlighting payment methods by country — iDEAL, PIX, UPI, M-Pesa, SEPA, Pay-by-links

Swipe to see full map

Payment Methods Available
Through a Single Integration

Cards

Process cards from every major network through a single API call:

Visa, Mastercard, AMEX, UnionPay, JCB, Discover, Elo, and local card schemes
Smart routing across multiple acquirers for highest acceptance rates
Built-in 3-D Secure authentication with frictionless flow support
Tokenization for recurring payments and one-click checkout

Cards mockup — order summary, billing address, verification code

Alternative Payment Methods

The checkout form automatically shows APMs relevant to each customer's location:

Europe: SEPA, iDEAL, Bancontact, Giropay, Przelewy24, MB Way, Trustly
Latin America: PIX, Boleto, OXXO, PSE, Webpay, Mercado Pago
Asia-Pacific: UPI, GCash, GrabPay, LINE Pay, KakaoPay, Alipay
Africa: M-Pesa, Airtel Money, MTN Mobile Money, Flutterwave
Digital Wallets: Apple Pay, Google Pay, Samsung Pay — where supported

200+ Payment Methods — Europe, APAC, LatAm, Africa region cards

Cryptocurrency

Accept Bitcoin, Ethereum, USDT, USDC, and other major cryptocurrencies
Automatic fiat conversion with configurable exchange rate policies
QR code payment flow optimized for mobile wallets

Crypto orchestration — Bitcoin, Ethereum, Litecoin, Tether, USDC, BNB

Bank Transfers & Wire Payments

Automated invoice generation for wire transfers
Real-time payment status tracking and reconciliation
Support for SWIFT, SEPA Credit Transfer, ACH, and local schemes

Get the ultimate solution with:

Single API Integration

Add new PSPs without code changes

New payment methods

available instantly

CMS plugins

for popular platforms

Sandbox environment

for testing

Dedicated support

during integration

Explore the Payneteasy Platform

White Label Payment Gateway

Offer your customers a top-level payment solution, increase your turnover and boost your business profit.

Tailor-Made Solutions

Implement payment and card processing project of any complexity, using Payneteasy's supreme technologies.

Fintegrate

Only one integration to consolidate all your payment providers to a unified management system.

Smart Checkout

Adaptive hosted payment page with geo-smart routing. One form aggregates all payment methods from your connected PSPs — cards, APMs, crypto.

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Smart Checkout:
Adaptive Hosted Payment Page

One checkout form.
Every payment method that matters.