Payneteasy is a leading payment platform provider. Our state-of-the-art technologies and multiple layers of flexibility boost the fastest and most efficient integration and customization.
Payneteasy wants to make sure that every legit transaction through the gateway turns into profit. It takes an array of features to make that happen, and by white labeling the Payneteasy solution, you have immediate access to them all!
Our clients have advantage with the full-fledged FinTech tools. Payneteasy offers technological processing solutions for different payment industry players and large-scale online businesses.
One payment form that aggregates methods from all your PSPs. Customers see only options available in their region — cards, APMs, or crypto — fully branded as yours.
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One checkout form. Every payment method that matters
Powered by Payneteasy’s PCI DSS Level 1 certified orchestration engine.
1000+
Payment Methods
200+
Countries Supported
99.95%
Uptime
Geo-Smart Method Display
Full White-Label Branding
PSP-Agnostic Orchestration
How Geo-Smart Payment Routing Works
Customer opens checkout
When a buyer reaches your payment page, Smart Checkout detects their location and device attributes in real time.
Routing engine filters methods
The system cross-references the customer’s geo with your active payment routing configuration — only methods available in that region, currency, and channel are selected.
Adaptive form renders
The checkout form displays a curated set of payment options: international cards, local APMs (PIX, iDEAL, UPI, M-Pesa), digital wallets, crypto, or bank transfers — whatever is relevant for that specific customer.
Why PSP-agnostic Checkout Changes Everything
Unlike single-provider checkouts (Stripe, Adyen, Checkout.com), Smart Checkout aggregates methods from ALL your connected payment service providers into one unified form.
Traditional Single-Provider Checkout
You’re locked into one PSP’s payment method catalog.
Limited to methods the PSP supports natively
Separate integration for each additional provider
Multiple checkout forms for different regions
No cross-provider failover or cascading
Payneteasy Smart Checkout
One form aggregates methods from every PSP you work with.
1000+ methods from all connected providers, unified
Single API integration covers all current and future PSPs
One adaptive form for every market worldwide
Automatic failover: if PSP A declines, route to PSP B
Local Payment Methods for Global Reach
Smart Checkout dynamically adapts to each market. When a customer from the Netherlands opens your checkout, they see iDEAL. A customer in India sees UPI. A customer in Brazil sees PIX. All without you building separate integrations for each region.
Swipe to see full map
Payment Methods Available Through a Single Integration
Cards
Process cards from every major network through a single API call:
Visa, Mastercard, AMEX, UnionPay, JCB, Discover, Elo, and local card schemes
Smart routing across multiple acquirers for highest acceptance rates
Built-in 3-D Secure authentication with frictionless flow support
Tokenization for recurring payments and one-click checkout
Alternative Payment Methods
The checkout form automatically shows APMs relevant to each customer’s location:
Latin America: PIX, Boleto, OXXO, PSE, Webpay, Mercado Pago
Asia-Pacific: UPI, GCash, GrabPay, LINE Pay, KakaoPay, Alipay
Africa: M-Pesa, Airtel Money, MTN Mobile Money, Flutterwave
Digital Wallets: Apple Pay, Google Pay, Samsung Pay — where supported
Cryptocurrency
Accept Bitcoin, Ethereum, USDT, USDC, and other major cryptocurrencies
Automatic fiat conversion with configurable exchange rate policies
QR code payment flow optimized for mobile wallets
Bank Transfers & Wire Payments
Automated invoice generation for wire transfers
Real-time payment status tracking and reconciliation
Support for SWIFT, SEPA Credit Transfer, ACH, and local schemes
Your logo. Your colors. Your domain.
Seamless across desktop and mobile
Fully Branded Checkout Experience
Your logo, your colors, your domain. Smart Checkout is a white-label payment solution — customers interact with your brand, not ours. Customize every visual element: layout, fonts, button styles, and form fields. Deploy as embedded (no iframes, no redirects) or as a hosted page on your subdomain.
See it in action
Conversion Rate Improvement
Smart Routing
Auto Retry
Local APMs
3DS Optimizer
AI Fraud
Built for Conversion
Every element of Smart Checkout is optimized to maximize payment completion. Intelligent method ordering shows the most popular option first. Remembered payment preferences speed up repeat purchases. Mobile-first responsive design ensures a seamless experience across all devices.
Combined with payment orchestration, failed transactions are automatically retried through alternative providers — increasing your overall acceptance rate without any customer friction.
Avg. uplift
+27%
conversion rate
Decline reduction
-45%
failed transactions
Global reach
200+
payment methods
Results based on merchant data across verticals. Individual results may vary.
Enterprise-Grade Security
Smart Checkout is built on Payneteasy’s PCI DSS Level 1 certified infrastructure. Sensitive payment data never touches your servers — we handle tokenization, encryption, and secure transmission. Combined with 130+ anti-fraud filters and real-time risk scoring, your business and your customers are protected at every step.
PCI DSS Level 1 compliance — no SAQ burden for merchants
Built-in EMV 3DS 2.x with frictionless authentication
Real-time fraud detection with behavioral analysis
Ethoca & Verifi integration for chargeback prevention