Payment Integration Services
Launch in Days, Not Months
Connect to 1000+ payment integrations through a single API. Payneteasy provides the technology platform, integration expertise, and 24/7 support to get your payment project live — fast.
One integration.
Every payment capability you need.
Powered by Payneteasy's PCI DSS Level 1 certified payment technology platform
1000+
Payment Integrations
150+
Countries Covered
3–14 Day
Go-Live
99.95%
Uptime
130+
Anti-Fraud Filters
24/7
Technical Support
Why Payment Integration Takes Months — and How to Fix It
Building payment gateway integration from scratch is one of the most underestimated technical challenges in fintech. Companies routinely spend 3–6 months and $100K–$500K connecting to a single payment gateway, only to realize they need three more for different markets.
Fragmented Provider Landscape
Each payment processor has its own API format, authentication scheme, error codes, and settlement logic. Supporting 5 providers means building and maintaining 5 separate integrations.
Regulatory and Compliance Burden
Handling raw card data requires PCI DSS certification — an expensive, time-consuming process. Different regions impose additional requirements: PSD2/SCA in Europe, RBI guidelines in India, PIX regulations in Brazil.
Ongoing Maintenance
Payment APIs change. Card network rules evolve. 3-D Secure versions update. Each change requires development resources that could be spent building your core product.
How Payneteasy Payment Integration Works
Three steps from zero to processing. Our integration team handles the complexity.
01
Connect
Integrate with Payneteasy's unified API — a single connection point for all payment methods, acquirers, and processors. Choose server-to-server API, hosted payment form, or e-commerce plugin (WooCommerce, Magento, PrestaShop). Our integration engineers provide dedicated support throughout the process.
02
Configure
Set up your payment strategy: routing rules, anti-fraud filters, 3-D Secure policies, payment method selection per region, currency conversion, and reconciliation preferences. Every parameter is configurable through the back office — no code changes needed.
03
Go Live
Switch from sandbox to production. Your first transaction processes within days of starting integration. As your business grows, add new payment methods, acquirers, and markets through configuration — no additional development required.
Payment Methods Available Through a Single Integration
Cards
APMs
Wallets & Crypto
Bank Transfers & Payouts
Card Payment Integration
Process cards from every major network through a single API call:
Visa, Mastercard, American Express, JCB, UnionPay, Discover, and local card schemes
Smart routing across multiple acquirers for maximum acceptance rates
Built-in EMV 3DS 2.x with frictionless authentication
Tokenization for recurring payments and one-click checkout
Support for sale, preauth/capture, refund, void, and card-to-card transfers
APMs
Reach customers who prefer local payment methods over cards:
Europe: SEPA, iDEAL (Netherlands), Bancontact (Belgium), Giropay (Germany), Przelewy24 (Poland), MB Way (Portugal), Trustly
Latin America: PIX (Brazil), Boleto, OXXO (Mexico), PSE (Colombia), Webpay (Chile)
Asia-Pacific: UPI (India), GCash (Philippines), GrabPay, LINE Pay, KakaoPay, Alipay
Africa & Middle East: M-Pesa, Airtel Money, MTN Mobile Money
All accessible through the same API endpoint. Adding a new APM is a configuration change, not a development project.
Digital Wallets & Cryptocurrency
Apple Pay, Google Pay, Samsung Pay — native mobile payment experiences
PayPal, Skrill, Neteller, Paysafecard, and 20+ digital wallet providers
Cryptocurrency: Bitcoin, Ethereum, USDT, USDC via CoinsPaid and Finrax
Automatic fiat conversion for crypto payments
Bank Transfers & Payouts
SWIFT, SEPA Credit Transfer, ACH, and local bank transfer schemes
Payout capabilities: Visa Direct, Mastercard Money Send, bank wire
Automated invoice generation and payment reconciliation
Real-time payment status tracking through webhooks and polling API
Build Your Own vs. Payneteasy Managed Integration
The full picture: what it actually costs to build and maintain payment integration in-house versus partnering with Payneteasy.
| Factor | Self-Build | Payneteasy |
|---|---|---|
| Time to first transaction |  3–6 months |
 3–14 days |
| Integration cost | $100K–$500K+ per provider |
Included in service |
| PCI DSS compliance | $50K–$200K/year + audit |
Covered (Level 1 certified) |
| Payment methods | Build each individually |
1000+ out of the box |
| Adding new PSP |  Weeks of development |
5–7 business days, configuration only |
| Smart routing | Custom ML pipeline required |
Built-in, +5–15% approval rate |
| Anti-fraud | Buy or build separately |
130+ filters included |
| Ongoing maintenance | Dedicated team (3–5 engineers) |
Handled by Payneteasy |
| Uptime SLA | Depends on your ops team |
99.95% |
| White-label | N/A (it is your build) |
Full white-label included |
Who Uses Payneteasy Payment Integration
Our technology platform serves payment businesses across industries — from established financial institutions to fast-growing fintech startups.
PSPs
Banks
E-commerce
Fintech
Marketplaces
Payment Service Providers
PSPs plug into our orchestration platform through a single REST API and go live in weeks — fully under their own brand. One integration replaces years of building gateways, acquirer connectors, and compliance frameworks from scratch.
That integration unlocks 1000+ payment integrations across 130+ countries, with per-tenant routing, fraud filters, and merchant pricing. Built-in PCI DSS Level 1, intelligent routing, and multi-acquirer failover let PSPs compete with established players from day one.
Banks & Financial Institutions
Banks modernize payment infrastructure without replacing core banking — the platform sits alongside existing rails, adding card acquiring, 3-D Secure, real-time fraud prevention, and multi-channel acceptance.
White-label architecture preserves bank branding across dashboards, statements, and checkout. Integration completes in weeks via REST API with 24/7 production SLAs — turning payments from a cost center into a revenue stream for corporate and SME clients.
Large E-commerce & Retail
Large merchants and e-commerce platforms integrate Payneteasy to boost acceptance rates and cut transaction costs. The orchestration layer routes each transaction across multiple PSPs through one API — based on BIN, country, and real-time acquirer performance.
Chargeback prevention with Ethoca and Verifi stops disputes before they hit the acquirer. Automated reconciliation across acquirers, currencies, and methods removes hours of daily finance work.
One integration replaces 5–10 direct acquirer connections and gives finance teams a single source of truth for every payment flow.
Fintech Companies
Fintech companies integrate payment capabilities in days — not quarters — through a modern REST API with production-ready SDKs. Teams focus on their core product instead of building payment infrastructure from scratch.
The platform supports cryptocurrency processing, split payments, multi-party settlements, and subscription billing. PCI DSS, cross-border FX, acquirer contracts, and compliance audits are handled by Payneteasy — fintech teams ship faster without a dedicated payments squad.
Marketplaces & Platforms
Marketplace platforms handle split payments between vendors, multi-currency processing, automated payouts, and regulatory compliance through one integration — from buyer charge to vendor payout.
Flexible commission structures, per-vendor reconciliation, and global payout rails across 150+ countries let marketplaces scale without a dedicated payments team. KYC/KYB on vendor onboarding and cross-border tax handling are built into the platform.
Why Choose Payneteasy as Your Payment Integration Partner
20+ years building payment technology. Enterprise-grade reliability. Proven at scale.
We Are the Provider, Not a Reseller
Unlike integration agencies that connect you to third-party solutions, Payneteasy builds and operates the payment platform itself. You work directly with the technology team — no middlemen, no finger-pointing when issues arise.
20+ Years in Payments
Payneteasy has been building payment technology since the early 2000s. Our platform processes up to 10 million transactions per day with 99.95% uptime. We have seen — and solved — every integration challenge in the industry.
Certified and Compliant
PCI DSS Level 1 certified. Mastercard SDP registered. Visa Global Registry member for 7+ years. Google Pay Authorized Partner. EMV-certified terminals.
Full White-Label
Deploy our gateway, payment forms, merchant dashboard, and API documentation under your own brand. Your clients and merchants interact with your brand — Payneteasy is invisible.
Configuration, Not Development
Adding a new acquirer, payment method, or routing rule is a configuration task — completed in days through the back office. No code deployments, no API version changes, no downtime.
24/7 Expert Support
Dedicated integration engineers during onboarding. 24/7 technical support in production. Direct access to L2/L3 engineering — not a helpdesk queue. We also provide direct support to your key merchants.
Ready to integrate?
Let's get your payment project live.
Tell us about your payment integration requirements — our team will propose the fastest path to production.
Contact salesFrequently Asked Questions About Payment Integration Services
What are payment integration services?
Payment integration services connect your business application — whether it is an e-commerce platform, mobile app, or SaaS product — to payment processing infrastructure. This includes card networks (Visa, Mastercard), alternative payment methods (PIX, iDEAL, UPI), digital wallets (Apple Pay, Google Pay), and cryptocurrency processors. Payneteasy provides this through a single API integration, so you connect once and access 1000+ payment integrations across 150+ countries.
How long does payment gateway integration take with Payneteasy?
A typical Payneteasy integration takes 3 to 14 days depending on complexity. Simple payment form integration can be live in 3–5 days. Full white-label gateway deployment with custom routing rules and multi-acquirer setup typically takes 5–7 business days with documentation ready upfront; complex cases may extend this. This compares to 3–6 months for building a custom payment integration from scratch.
What payment methods can I integrate through Payneteasy?
Payneteasy supports 1000+ payment integrations: international and local card brands (Visa, Mastercard, AmEx, UnionPay, JCB), alternative payment methods (SEPA, iDEAL, PIX, UPI, GCash, M-Pesa), digital wallets (Apple Pay, Google Pay, Samsung Pay), cryptocurrency (Bitcoin, Ethereum, USDT), and bank transfers (SWIFT, SEPA, ACH). New methods are continuously added through the orchestration platform.
Do I need PCI DSS certification to use Payneteasy?
No. Payneteasy is PCI DSS Level 1 certified. When you integrate through our API, sensitive card data is handled on our certified infrastructure. Your servers never touch raw card numbers, which significantly reduces your PCI compliance scope and costs.
What is the difference between payment integration and payment orchestration?
Payment integration is the technical connection between your application and payment processors. Payment orchestration is an advanced layer on top: managing multiple providers through a single interface, applying intelligent routing, cascading, and unified reporting. Payneteasy provides both: the integration layer and the orchestration engine.
Can Payneteasy integrate with my existing PSP?
Yes. Payneteasy has 1000+ pre-built integrations with PSPs, acquirers, and payment methods. If you already work with Stripe, Paysafe, PayU, Nuvei, Cybersource, DLocal, or others, we can connect them through a single unified API. Adding a new PSP is configuration, not development — typically done in 5–7 business days with documentation ready upfront.
How does smart routing improve acceptance rates?
Payneteasy's smart routing engine analyzes each transaction in real time and routes it to the acquirer most likely to approve it — based on card type, issuing country, amount, and historical data. If declined, cascading retries through an alternative provider automatically. This typically increases approval rates by 5–15% compared to static routing.
What anti-fraud protection is included?
Every integration includes 130+ customizable anti-fraud filters: duplicate detection, velocity checks, geo-restriction, BIN validation, behavioral analysis, and device fingerprinting. Plus EMV 3DS 2.x, Ethoca and Verifi for chargeback prevention, and ML-based risk scoring.
Does Payneteasy support white-label payment integration?
Yes. The entire gateway is fully white-label. PSPs, banks, and fintech companies deploy payment forms, merchant dashboard, API documentation, and back-office tools under their own brand. No Payneteasy logos or branding are visible to your merchants or their customers.
What does Payneteasy's payment integration cost?
Payneteasy uses a custom pricing model based on transaction volume, payment methods, and feature requirements. Integration setup and dedicated technical support are included. Contact our sales team for a tailored quote.
Explore the Payneteasy Platform
White Label Payment Gateway
Offer your customers a top-level payment solution, increase your turnover and boost your business profit.
Tailor-Made Solutions
Implement payment and card processing project of any complexity, using Payneteasy's supreme technologies.
Orchestration Platform
Only one integration to consolidate all your payment providers to a unified management system.
Smart Checkout
Adaptive hosted payment page with geo-smart routing. One form aggregates all payment methods from your connected PSPs — cards, APMs, crypto.