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Global
Buy Now, Pay Later 2022 Trends Recap and Future Forecast
Buy now, pay later (BNPL) services have experienced a massive surge in popularity at the beginning of the pandemic and their prominence has kept growing ever since. The year 2022 was no exception, as consumers continued opting for payment methods that promote flexibility and merchants became even more open to collaborating with BNPL companies.
23.01.2023
4 min
Global
Impactful Trends in Commerce & Payments: 2022 Summary & 2023 Forecast
Commerce and payments are two interconnected spheres that are never stagnant. In 2022, both of these sectors have undergone some significant changes, understanding the nature of which can provide valuable insights into their future development trajectory.
18.01.2023
6 min
Global
The Future of Payments in Africa: Predictions for 2023 & Beyond
African countries have been drawing an increasing amount of attention from FinTechs and PSPs over the past few years. This is mainly due to the fact that the continent’s payments industry has been undergoing a powerful transformation driven by continuous innovation and regulatory shifts. Due to such promising tendencies, we are sure to see this region gain even more momentum in the future.
16.01.2023
4 min
Global
Nigeria Will Launch Africa’s 1st Domestic Card Scheme - What to Expect?
The Central Bank of Nigeria (CBN) has announced that it will be launching Africa’s first national domestic card scheme by January 16, 2023. This important step is expected to bring multiple transformative benefits for the country’s residents, including enhanced financial inclusion and increased affordability of payment services.
11.01.2023
3 min
Global
1st SEPA Payment Account Access (SPAA) Rulebook: A Detailed Overview
On 30 November 2022, the European Payments Council (EPC) published the first SEPA Payment Account Access (SPAA) scheme rulebook. This set of guidelines and standards stretches beyond the PSD2 scope to new premium concepts and creates a foundation for businesses to adopt a wider array of open banking-powered payments.
09.01.2023
3 min
Global
Real-Time Payments: A Look Back at 2022 & 2023 Preview
The relevance of real-time payments (RTP) nowadays cannot be overstated, as they help to minimize financial anxiety by ensuring near-instant, simple, and secure transactions. This leads to RTPs becoming table stakes worldwide, driven by significant demand from both consumers and businesses.
04.01.2023
5 min
Global
Key Digital Payment Trends Retailers Should Watch in 2023
The digital payments landscape is transforming rapidly, so it’s essential for retail businesses to keep up with the changes to remain competitive. This entails not only monitoring emerging trends but also taking time to analyze past strategies. And what better time to do it than the end of the year?
27.12.2022
4 min
Global
The UK’s Payments Industry 2030 Agenda: Challenges & Opportunities
The UK’s payment ecosystem has a solid reputation as one of the forefronts of innovation and best practices. Moving forward, this sector is expected to live up to its high standards and realize even more of its enormous potential.
16.12.2022
4 min
Global
Can Lenders Benefit from Analyzing Alternative Credit Data?
Until just a few years ago, lenders would only take “traditional” credit data into account when assessing people’s solvency and making loan decisions. However, this approach is far from perfect, as it doesn’t take a large share of the population into account. As a result, millions of individuals overlooked by the old scoring system remain virtually invisible to finance companies.
15.12.2022
4 min
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