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How Will the EU Commission’s New Regulation Change Instant Payments?

On October 26, 2022, the European Commission published the proposal for a Regulation on Instant Payments (IPs), thus fulfilling its commitment to the 2020 EU Retail Payments Strategy. This initiative suggests important changes to the 2012 SEPA Regulation and has the potential to redefine the way IPs in euros operate.

3 min
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How Did Southeast Asia Outpace the West in Digital Economy Growth?

As economies across the globe go digital, Southeast Asia (SEA) is surpassing the US, China, and Europe and taking the lead. Over the past few years, SEA’s digital economy has achieved astounding success and reached $143 billion in 2021. What’s more, this number is forecast to increase by more than 17% and hit $314 billion by 20261.

3 min
Rate: 4.87
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What Does India's Digital Transformation Mean for Online Businesses?

The past two decades in India’s history are known as the national economic renaissance, made possible by the continuous technology-centric innovations driven by local visionary policymakers, ambitious businesses, and open-minded individuals. Due to the progress made throughout these years, the country’s GDP per capita has soared and its digital economy is booming.

5 min
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Is There Such Thing As Too Many Payment Choices Offered by Retailers?

Online payment methods play a critical role in a customer journey, so the efforts to diversify their selection at checkout have earned one of the top spots on every merchant’s list of priorities. As a result, many business owners try to offer as many payment options as possible. Yet, as new payment methods continue emerging, the amount of choices can become overwhelming for consumers.

4 min
Rate: 4.93
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Digital ID Wallets: Differences in Adoption Between the EU & the US

The idea of integrating secure and trusted digital ID wallets on a national level has been present in the European Union and the US for many years. Thus, as global digitization continues, both of these geographical areas develop their take on the adoption of this initiative.

5 min
Rate: 4.89
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How Will Buy Now, Pay Later Service Providers Navigate the Recession?

Buy Now, Pay Later companies have experienced several golden years during the COVID-19 pandemic, marked by the rapidly increasing popularity of their services. However, the future of the BNPL market is currently a hot topic, as the soaring inflation and the potential recession make consumers more apprehensive when it comes to buying expensive items best suited for extended payments.

5 min
Rate: 4.83
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What Were the Main Real-Time Payment Trends in 2022?

Real-time payments (RTP) are one of the fastest-growing spheres in the global payments landscape today. In just one year since 2021, its market size value has increased by approximately $3 billion, and the upward trend is sure to continue.

4 min
Rate: 4.79
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What Is Card-on-File and Why Do Businesses Need It?

Merchants nowadays are continuously searching for ways to streamline the payment process to cater to customers who appreciate shopping with speed and convenience. While it can be achieved in multiple ways, card-on-file (CoF) transactions remain one of the most effective tools to optimize checkout and boost sales.

4 min
Rate: 4.87
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PaaS: How Cloud Tech Is Transforming the Future of Online Payments

The payment industry is experiencing a period of rapid transformation nowadays. This is partially due to the emergence of a multitude of players in the payments-as-a-service (PaaS) sphere. These providers enable FIs and other entities to outsource payment products and services and offer them to their clients without facing high upfront costs.

3 min
Rate: 4.84
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