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Global
Canada’s Real-Time Rail Launch Is Delayed: What’s Stalling the Project?
Payments Canada, an organization responsible for Canada’s payment clearing and settlement infrastructure, has recently announced yet another delay in the launch of the Real-Time Rail (RTR) system. As the project’s revised launch date awaits confirmation, it is only natural to wonder what is pushing back its release.
14.07.2023
5 min
Global
What Does Decreasing Cash Use Mean for the Mexican Payments Landscape?
Cashless payments have gained significant momentum, modernizing global finance and changing the way individuals and businesses handle day-to-day transactions. Mexico, a country known for its vibrant economy, flourishing commerce, and rapidly growing tech industry, is one prominent example of how declining cash usage can completely transform the local payments landscape.
14.07.2023
6 min
Global
A Comprehensive Guide to the EU’s Latest PSD3, PSR & FIDA Proposals
On June 28, 2023, the European Commission released a series of new legislative proposals for some of the most fundamental regulations related to payments and financial services, including the revised Payment Services Directive (PSD3), the Payment Services Regulation (PSR), and the Financial Data Access (FIDA) framework.
14.07.2023
6 min
Global
How to Upgrade Customer Persona Use to Boost UX in Financial Services?
Modern organizations operating in the financial sphere are experiencing increasing pressure to provide an outstanding user experience while maintaining robust security measures. Finding the perfect ratio between these two elements is especially challenging as the demand for frictionless services grows amid the intensifying regulatory requirements.
05.07.2023
4 min
Global
How to Stay Afloat as ChatGPT Opens the Floodgates to AI Fintech Fraud
As the world becomes more and more digitized, the vast majority of industries experience dramatic changes, both positive and negative, with the fintech sector being no exception to the rule. One prominent example that has become a hot topic nowadays is the rapid evolution of AI, which not only optimizes business processes but also creates plenty of opportunities for fraudsters to exploit.
05.07.2023
5 min
Global
The Potential Effects of Australia’s Plan to Eliminate Checks By 2030
As digital transactions continue to gain widespread popularity, some traditional payment methods are being gradually replaced by modern alternatives. To keep pace with this evolving landscape, Australia is embarking on an ambitious journey of phasing out checks by 2030. This strategic move is expected to have profound effects on various aspects of the country’s payments ecosystem.
05.07.2023
6 min
Global
Evaluating PSD2’s Impact and Potential for Improvement in 2023
The Revised Payment Service Directive (PSD2) was introduced by the Council of the European Union in 2015 to drive innovation and adapt banking services to new technologies. Ever since its launch and especially after its major update in 2019, experts have been closely monitoring the directive’s performance.
05.07.2023
5 min
Global
Real-Time Payment Fraud & APP Scams Are on the Rise: How to Tackle This Issue?
In the fast-paced world of digital transactions, real-time payment fraud has become a pressing global issue. What’s more, scams and dishonest activity are getting more and more sophisticated each year, impacting even the most cautious individuals and organizations worldwide.
26.06.2023
6 min
Global
Exploring the Payment Preferences & Trends in LATAM’s Thriving Gaming Market
The gaming industry has experienced explosive growth worldwide, captivating audiences of all ages and backgrounds, with the Latin American region being one of the most prominent examples. In this article, we delve into the peculiarities of this flourishing market and shed light on the payment preferences and habits of its gaming enthusiasts.
26.06.2023
5 min
Global
Amazon’s Annual Report Overview: 3 Key Drivers of the Company’s Growth in 2022
In today’s rapidly evolving digital landscape, few companies have had a more profound impact than Amazon. While it is mainly known as a global eCommerce giant, Amazon’s influence extends far beyond online shopping, reaching into such sectors as cloud computing, video streaming, and smart home devices.
21.06.2023
5 min
Global
Will Mastercard’s New Open Banking Initiatives Boost Financial Inclusion in Europe?
While the EU is home to many developed economies, there are still significant disparities in access to financial services across member states. In fact, a considerable portion of the population is facing barriers to such basic financial services as bank accounts, credit, and insurance. Fortunately, the current landscape is set to transform as the concept of open banking gains momentum.
21.06.2023
5 min
Global
A Comparison Guide to the Fintech Landscapes of Belgium, Spain & Japan
We live in a time when the fintech sphere is evolving at an unprecedented pace, powered by technological progress and growing interoperability between businesses, financial institutions, and digital platforms. In this ever-changing environment, countries like Belgium, Spain, and Japan have emerged as key players, each with its own distinctive fintech landscape and approach to innovation.
20.06.2023
8 min
