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PSD2 Review: Insights from the EBA Discussion Paper

The Second Payment Services Directive (PSD2) is the current set of guidelines that regulates payment services across the European Union and the European Economic Area. This directive is being regularly updated to suit the evolving technology and confront the emerging fraud methods. It is also continuously monitored to ensure its effectiveness.

4 min
Global

Hosted Payment Page: the Simple and Secure Checkout Tool

Every business strives to ensure a seamless payment process for its customers. While this puzzle has many pieces, one of its critical elements is a smooth online checkout procedure. It can be achieved in different ways, yet one of the best options is to implement a hosted payment page.

4 min
Global

Secure Payment Page: What It Is and How to Create It

A fast and frictionless checkout process is essential for a positive customer experience. However, what is equally as important is how secure the transaction is.

4 min
Global

SPAA: Learn More About the Emerging SEPA Payment Scheme

Schemes define payment processing on an international level, so it’s essential to stay in sync with all the emerging updates. There are currently a few initiatives for new payment schemes, one of them being the SEPA Payment Account Access (SPAA). Find out everything you need to know about it in this detailed guide.

5 min
Global

Cross-Border Payments Interoperability: ISO 20022 and Beyond

As soon as SWIFT announced the rollout of ISO 20022, it became clear that it would be a revolutionary step for cross-border payments. Here we will discuss how this standard will influence the current state of affairs of international money transfers and explore whether it is enough to solve the interoperability problem the industry is facing.

3 min
Global

The Future of Payments: Instant Global Transactions

In general, it takes from one to five days for a cross-border money transfer to get to the recipient. With the modern pace of life, this is way too long of a waiting time for both individuals and businesses.

4 min
Global

Maestro Is Retiring - Debit Mastercard Takes Over

Here’s the news: starting from 1 July 2023, banks and credit unions will discontinue issuing Maestro cards for good. With over 400 million cards currently in circulation worldwide, this decision is sure to require significant adjustments.

4 min
Global

How Can EU Regulations Respond to the Changes in the Payment Industry?

With the payments market evolving rapidly, the existing rules and regulations require adjustment. In this article, we’ll uncover which changes are likely to take place in the industry and how the EU could respond to them.

5 min
Global

What Is an Integrated Payment System and Why Your Business Needs It

Providing a brilliant customer experience is among the top goals of businesses worldwide. Achieving it brings plenty of benefits, from increased brand awareness to boosted revenues.

8 min
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