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Global
NFC Vs. QR Code Payments: Which Method Will Take Center Stage?
Today’s payment landscape offers users a wide array of alternatives to choose from. Among this variety of options, transactions employing NFC chips and QR codes have become particularly popular over the past few years. What’s more, as we navigate through 2024, we can expect the competition between these two contactless technologies to intensify even further.
26.01.2024
5 min
Global
Improving Payment Accessibility: A Detailed Guide for PSPs and FIs
Modern society is becoming increasingly aware of the faults of the past and is focusing on building a better world with core values at its foundation. In the payment sphere, this tendency translates to shaping a financial landscape that embodies transparency, fairness, and accessibility. Yet, the journey toward providing inclusive financial services to every individual is a challenging one.
26.01.2024
5 min
Global
Payment Industry Trends 2023 Rundown: Expectations Vs. Reality
As 2024 approaches, it can be tempting to start looking into payment industry predictions. Yet, before delving into future trends and developments, it is crucial to review the past year’s valuable lessons. In fact, one of the most important questions that can be asked during such a reflection is: “Did the industry trends match the experts’ predictions given at the beginning of 2023?”
16.01.2024
8 min
Global
Are Bank Cards Soon to Become a Thing of the Past?
Now that the payments landscape is abundant with innovative digital solutions that require nothing but a smart device at hand to make a purchase, many begin to wonder: are debit and credit cards becoming outdated?
16.01.2024
4 min
Global
The UAE’s Financial Transformation Agenda: Digital Dirham & Beyond
An increasing number of jurisdictions across the globe are beginning to recognize the potential of Central Bank Digital Currencies. In recent years, we have seen countries like Sweden, Nigeria, the UK, and the Bahamas, to name a few, roll out their CBDC initiatives. And, based on the latest news, the UAE is ready to join this list, with the first phase of its Digital Dirham project going live in mid-2024.
10.01.2024
3 min
Global
Which Trends Are Set to Transform eCommerce in 2024?
The modern payments landscape is continuously undergoing major transformations that never fail to impress. Think about it: in 2021, most people couldn’t even imagine that an iPhone would be used as a POS in business operations. Besides, until BNPL caused a revolution during the pandemic, the only widely accepted way to pay for products and services in parts was by using a credit card.
14.12.2023
5 min
Global
Latest Insights into Latin America’s eCommerce & Payments
Latin America is a promising market that is undergoing major shifts. Currently, its evolution is driven by digitization, rising internet penetration, increasing consumer purchasing power, robust government support, and intensifying interest in online shopping. In turn, all these factors combined together create a fertile ground for innovative solutions to emerge and thrive.
07.12.2023
5 min
Global
Digital Payments in Asia: An Overview of the Top 3 Local Challenges
The Asian continent is known for being proactive in adopting new tech and creating innovative digital solutions across a variety of spheres, including healthcare, education, and finance. While this statement is also true for the local payment scene, many industry analysts agree that it is still only taking its first evolutionary steps.
05.12.2023
5 min
Global
The New Version of the SRTP Scheme Rulebook Is Out: What’s Next?
On November 30, 2020, the European Payment Council’s (EPC) 3.1 version of the rulebook for its Single Euro Payments Area (SEPA) Request-To-Pay (SRTP) scheme went into effect. While this is undoubtedly a significant step forward, not many know what exactly its consequences for the wider payment scene are.
01.12.2023
4 min
Global
What Are Closed-Loop Wallets & How Can Merchants Benefit From Them?
While the eCommerce landscape is continuously shifting, the search for payment solutions that are both convenient and secure remains a constant. Closed-loop wallets have proven themselves to be a game-changer in this regard and have quickly become an indispensable tool for merchants and aggregator platforms.
26.11.2023
4 min
Global
Why Are Mobile Wallets the Top Choice for Bill Payments?
Paying bills is a universal experience. However, as the world is undergoing a rapid digital transformation, multiple fintech solutions arise, and so do advanced cases of fraud. This makes many consumers wonder - which method is the safest and most efficient for invoice payments?
23.11.2023
5 min
Global
Key Driving Forces Within the UK’s Modern Payments Landscape
The global payment arena is a highly dynamic environment that requires players to be agile, adaptable, and resilient. One example of a country juggling multiple grand projects to stay ahead of the game is the UK, which is actively pursuing the migration of its technological platforms to the ISO20022 standard while navigating the intricacies of being one of the world’s busiest fintech hubs.
23.11.2023
6 min
